Following an appeal by Osterhout Berger Disability Law The Hartford overturns its denial of Own Occupation benefits to a highly-skilled Project Director.
Our client, a professional in the construction field, was awarded benefits in 2016 due to severe and constant back pain. Despite very little change in his condition The Hartford terminated his benefits in April 2018 after determining that he could return to his own occupation.
The claimant retained Osterhout Berger and we agreed to represent him on a contingent basis, accepting a fee only if we were successful in having his benefits reinstated. We immediately ordered the claim file and obtained an Independent Medical Examination from a well-qualified physician. We also updated medical opinion evidence from our client’s treating physician. Our review of the claim file also revealed an inadequate evaluation by The Hartford of our client’s own occupation, thus we obtained an independent vocational evaluation.
Our reviewing our appeal, Hartford overturned its prior decision and noted that “based upon our review that included additional information received and generated on appeal, it was determined that the information in your client’s file supports his claim for Disability.” As a result, our client received a large amount of past due benefits and a resumption of monthly benefits.
If you have had a similar situation and Hartford (or any insurance company) has denied your claim, please do not hesitate to contact Osterhout Berger Disability Law for a free consultation.