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Cigna Awards Benefits after Osterhout Berger Disability Law File a Lawsuit in Federal Court

Our client, a Patient Services Representative, was forced to stop working in 2016 because of medical conditions to include fibromyalgia, chronic fatigue syndrome, neuropathy, lumbar radiculopathy, and rheumatoid arthritis. She filed a claim with Cigna for Long Term disability benefits and was denied these benefits in early 2017.

The former Patient Services Representative then hired Osterhout Berger Disability Law and following a review of Cigna’s claim file, Attorney Berger obtained medical treatment records and medical opinions from our client’s treating doctors revealing the severity of her impairments.

Attorney Berger filed an appeal but Cigna failed to issue a decision in a timely manner. He then filed a complaint in Federal District Court, which led to Cigna, in short fashion, recognizing that it failed to address her appeal. Cigna immediately initiated a review of our client’s appeal and determined that she was entitled to Long Term disability benefits back to 2016.

If your application for Long Term disability benefits or your appeal of a decision denying or terminating has been denied do not hesitate to contact Osterhout Berger Disability Law for a free consultation.

Software Engineer’s Long Term Disability Benefits Reinstated by The Standard

Our client, a Software Engineer, began receiving long term disability benefits in 2015 because of difficulties with his back. In October 2017 his long term benefits were terminated after The Standard determined that he could return to his own occupation.

The former Software Engineer immediately contacted Osterhout Berger Disability Law. Following a review of the claim file Attorney Berger noted that The Standard failed to adequately evaluate all of our client’s physical and mental difficulties and obtained detailed statements from his treating physicians as to the severity of his medical problems and the limitations they caused.

Following the submission of an appeal, The Standard reversed its termination of benefits and informed our client that the information we submitted in support of his appeal revealed that he could not perform either his own occupation or any occupation. Our client was awarded a substantial amount of past due benefits and his monthly benefits will be reinstated. It was also determined that he remained eligible for a Waiver of Premium of his Group Life Insurance policy.

Please do not hesitate to contact our office to speak with Attorney Berger if you need assistance with your claim for long term disability benefits.

Paralegal whose LTD claim was denied by Hartford gets Approved after Appeal filed by Osterhout and Berger

A paralegal was forced to stop working in June 2016 as a result of a traumatic brain injury, cognitive impairments, and neck, hip and knee pain. She applied for Long Term disability benefits from Hartford but was denied because it was determined that she was never disabled and could perform her own occupation.

The former paralegal retained Osterhout Berger and we agreed to represent her on a contingent basis. We immediately order the claim file and after a review noted that it failed to contain evidence from numerous physicians and an inadequate evaluation of our client’s functional limitations. We obtained medical treatment records from approximately seven different physicians, spoke with her treating doctors and had our client independently examined by a psychologist. We also obtained an evaluation from a vocational expert.

Our reviewing our appeal, Hartford overturned its prior decision and noted that “based upon our review that included additional information received and generated on appeal, it was determined that the information in your client’s file supports her claim for Disability.” In light of this decision, our client received a large amount of past due benefits and she continues to receive benefits.

If you have had a similar situation and Hartford (or any insurance company) has denied your claim, please do not hesitate to contact Osterhout Berger Disability Law for a free consultation.